{"id":4268,"date":"2020-06-09T08:29:13","date_gmt":"2020-06-09T08:29:13","guid":{"rendered":"https:\/\/www.al-maseer.com\/?page_id=4268"},"modified":"2022-03-18T13:10:51","modified_gmt":"2022-03-18T13:10:51","slug":"risks-management","status":"publish","type":"page","link":"https:\/\/www.al-maseer.com\/?page_id=4268","title":{"rendered":"Risk Management"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4268\" class=\"elementor elementor-4268\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-225d83a8 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"225d83a8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;9b826b6&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-440297f3\" data-id=\"440297f3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e25b44f elementor-widget elementor-widget-text-editor\" data-id=\"6e25b44f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p><span style=\"color: #003478; font-size: 18pt;\"><strong>Almaseer understands how to help you to evaluate your risks<\/strong><\/span><\/p>\n\n<p><span style=\"color: #000000;\">Running a business means you accept taking risks and understand the need to make a profit.<\/span><\/p>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #000000;\">This profit must be protected. No enterprise can continue to stay in business if it has to fund claims from cash flow.<\/span><\/p>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #000000;\">To build a sensible insurance and risk control plan you need first to have to identify those risks where:<\/span><\/p>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<ul class=\"wp-block-list\">\n<li><span style=\"color: #000000;\">you can avoid risk through sensible management<\/span><\/li>\n<li><span style=\"color: #000000;\">where a reduction in risk is possible with investment<\/span><\/li>\n<li><span style=\"color: #000000;\">you calculate which losses can be retained through self-insurance<\/span><\/li>\n<li><span style=\"color: #000000;\">Choosing those exposures you wish to share with others through insurance.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #000000;\">The balance of risk protection between all of these four is what you need to judge. Every business is unique and conditions in Iraq are \u2018dynamic\u2019, where many factors can change overnight or in a short space of time affecting a business.<\/span><\/p>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #003478; font-size: 18pt;\"><strong>At Almaseer we separate our approach into identifying your risks as<\/strong><\/span><\/p>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<ul class=\"wp-block-list\" type=\"1\">\n<li><span style=\"color: #000000;\">Financial<\/span><\/li>\n<li><span style=\"color: #000000;\">Non-Business<\/span><\/li>\n<li><span style=\"color: #000000;\">Business<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #000000;\">For example, there are the conventional risks to insure such as liabilities that you have taken contractually which must be insured and\u00a0 Fire losses, which we all understand.<\/span><\/p>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #000000;\">However are you exposed to emerging problems , a real time example being your delivery supply chain. Post-Covid, is it as reliable as before?\u00a0 Can you insure your exposure, or is this one to risk manage.?<\/span><\/p>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #000000;\">There are many more exposures that are unique to you.<\/span><\/p>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #000000;\">Almaseer can help you do these exercises so that your expenditure and risk control are balanced.<\/span><\/p>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #000000;\">Whatever you decide, \u00a0please do the analysis first. Don&#8217;t get caught unprepared<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Almaseer understands how to help you to evaluate your risks Running a business means you accept taking risks and understand the need to make a profit. This profit must be protected. No enterprise can continue to stay in business if it has to fund claims from cash flow. To build a sensible insurance and risk [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":8917,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4268","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.al-maseer.com\/index.php?rest_route=\/wp\/v2\/pages\/4268","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.al-maseer.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.al-maseer.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.al-maseer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.al-maseer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4268"}],"version-history":[{"count":24,"href":"https:\/\/www.al-maseer.com\/index.php?rest_route=\/wp\/v2\/pages\/4268\/revisions"}],"predecessor-version":[{"id":9098,"href":"https:\/\/www.al-maseer.com\/index.php?rest_route=\/wp\/v2\/pages\/4268\/revisions\/9098"}],"up":[{"embeddable":true,"href":"https:\/\/www.al-maseer.com\/index.php?rest_route=\/wp\/v2\/pages\/8917"}],"wp:attachment":[{"href":"https:\/\/www.al-maseer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}